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Grow Your Wealth Securely with Private Lending Opportunities

Exclusive Opportunities for Accredited Investors, Physicians, Attorneys, and High Net-Worth Professionals

If you are a high-earning professional—whether a doctor, attorney, executive, or seasoned entrepreneur—you already understand the critical importance of preserving and growing your wealth. You have worked hard to build a strong financial foundation, and now you are seeking sophisticated, reliable avenues to diversify your portfolio and achieve higher returns.

Private lending offers a strategic alternative to traditional investment options. It provides the potential for double-digit returns, secured by real assets, and structured to minimize volatility and maximize predictability—an appealing strategy for those preparing for retirement, generational wealth planning, or simply optimizing existing capital.

At Mustard Seed Capital LLC, we work exclusively with accredited investors and qualified private lenders who are interested in participating in carefully structured lending opportunities. Our mission is to serve as trusted stewards of your capital, aligning each project with our core values: Integrity, Transparency, and Results.

Disclaimer: This is not a solicitation to the public. Information provided herein is intended solely for accredited investors or those with whom we have an existing relationship. All opportunities are available through private offerings in compliance with SEC Regulation D.

Why Private Lending?

Private lending provides accredited investors with an opportunity to step into the shoes of the bank—offering secured loans to real estate projects, business ventures, or asset-backed initiatives. This strategy is uniquely appealing to high-income professionals who desire:

Higher Returns: Typical private lending investments target annualized returns of 8–12%, significantly outperforming traditional savings or CD rates.
Asset-Backed Security: Unlike volatile stocks or unsecured bonds, private loans are often secured against tangible assets like real estate, providing a layer of protection for your principal.
Passive Income: Enjoy consistent monthly or quarterly income payments without day-to-day management responsibilities.
Portfolio Diversification: Reduce reliance on traditional markets and add non-correlated investments that provide stability through economic cycles.

These advantages are especially attractive for those preparing for retirement or aiming to enhance their long-term net worth.

Who We Serve

We partner exclusively with individuals who meet the SEC’s criteria for accredited investors, including:

Doctors and Physicians seeking to grow their retirement portfolios and plan for financial independence.
Attorneys and Legal Professionals looking for tax-efficient investment strategies that offer consistent returns.
Corporate Executives and Entrepreneurs aiming to deploy excess capital into secure, high-yielding vehicles.
Upper-Middle-Class Millionaires who have achieved significant net worth and require sophisticated, secure growth strategies.
40-50 Year Old Investors focused on compounding wealth during critical pre-retirement years.

If you have a net worth exceeding $1 million (excluding your primary residence) or an annual income over $200,000individually (or $300,000 jointly), and are seeking compelling, reliable opportunities, private lending could be the right path forward.

Take the “Am I an Accredited Investor” Quiz

How Private Lending Works

The private lending process is simple, structured, and transparent:

Origination: We identify high-quality lending opportunities backed by strong collateral, such as investment-grade real estate or high-demand business assets.
Due Diligence: Every project undergoes rigorous underwriting, including property appraisals, borrower background checks, title insurance verification, and legal review.
Investment Structure: Investors are typically offered first-position secured loans, ensuring the highest claim on collateral in the unlikely event of default.
Income Distribution: Depending on the project, you may receive monthly, quarterly, or lump-sum payments of interest and principal.
Exit Strategy: Each loan is structured with a clear repayment plan, such as sale, refinance, or other liquidity events.

What Makes Us Different?

Integrity and Transparency are the cornerstones of our philosophy. In a world where many investment firms chase returns at the expense of security, we prioritize principal protection first—and superior returns second.

Conservative Underwriting: We adhere to strict loan-to-value (LTV) guidelines, often lending no more than 65–70% of the asset’s after renovation value.
Clear Communication: Investors receive ongoing updates, detailed reporting, and direct access to our team for any questions or concerns.
Proven Track Record: Our leadership team has extensive experience in real estate development, private equity, and capital management.

When you invest with us, you are joining a community of sophisticated individuals who demand performance without compromising ethics.

Who Qualifies for Private Lending?

In accordance with SEC guidelines, private lending opportunities are open only to accredited investors. You may qualify if you meet one or more of the following:

Earned income exceeding $200,000 (or $300,000 with a spouse) in each of the past two years, with the expectation of maintaining that income level.
Net worth exceeding $1 million individually or jointly, excluding your primary residence.
Hold certain professional licenses (Series 7, Series 65, or Series 82) recognized under the SEC’s expanded definition of accredited investors.

We encourage all prospective investors to consult their financial advisors and legal counsel before making investment decisions.

Risks and Considerations

All investments carry inherent risk. Although private lending offers secured positions and asset-backed protection, risks such as borrower default, market fluctuations, and unforeseen economic changes can impact returns. Our conservative underwriting and thorough due diligence process are designed to mitigate these risks, but no investment is without potential downside.

We are committed to complete transparency in disclosing risks and encourage every investor to conduct their own due diligence alongside ours.

Next Steps: How to Learn More

If you are a high-net-worth individual or accredited investor interested in learning more about private lending opportunities, we invite you to schedule a confidential consultation.

During our conversation, we will:

Understand your investment goals and risk tolerance.
Share a detailed overview of available opportunities.
Answer any questions about our underwriting, process, and historical results.

There is no obligation—only education.

Contact Us Today

Schedule a Consultation

🔹 Email Us: briancunngingham@mustcap.com
🔹 Phone: 281-886-9646

Build a Legacy with Strategic Private Lending

You have spent your career building your success—now it’s time to let your money work as hard for you as you have for it. Partner with a team that values security, transparency, and performance just as much as you do.

Grow smarter. Protect better. Perform stronger.

Discover the power of private lending today.

Learn more

Private Lending Commitment